Buy the land, build the home — under one coordinated finance structure. We sequence land settlement, builder contracts and construction draws so the whole project flows smoothly.
Indicative only. Final capacity confirmed with a strategy call.
Every angle of house & land packages, handled by one team that knows your file.
House and land for first home buyers. We layer FHB Guarantee, FHOG (new builds qualify), and stamp duty concessions where applicable.
House and land as investment. Depreciation benefits are highest on new builds — we structure the loan to support the tax position.
Buy land and commission a custom build (not a project home). More complex finance — we manage it.
Pre-designed project homes on selected land. Builder usually has lender panels we work alongside.
Buy the land now (e.g. while prices are right), build later. We structure interim finance and plan for the build.
Living in your current home while building. We structure so you can hold both temporarily without overstretching cash flow.
Real broker access. Real strategy. Real outcomes.
Land settlement, builder contract and construction loan must align. We sequence them so timing risks don't blow up the deal.
FHB Guarantee + FHOG ($10K) + stamp duty concession can save tens of thousands. We map the right combination.
We work with most established Victorian builders and project home companies — and we know which lenders prefer which builders.
House and land is a 5-30 year hold for most buyers. We structure the loan for the long term, including refinance options post-completion.
Four clear steps — managed end to end, with you in the loop at every stage.
Land target, build target, total budget. We model the full project cost including land, build, contingency, government fees.
Pre-approval for the combined land and construction loan, so you can sign contracts confidently.
Land settles first. Construction loan portion held until building approvals and contract signing.
Stage payments through the build. Final settlement on completion — you move in or hand over to tenants.
30 minutes with Jeff or Moishe. We'll review your position, map your options across 40+ lenders, and give you a clear next step. No script. No upsell.
Jump into our live booking calendar and lock in a 30-minute strategy call with Jeff or Moishe — phone or video, whenever works for you.
Book a Call →Book a 30-minute strategy call. Free. No obligation. Talk to a real broker today.