Jeff & Moishe — Co-directors
Real broker access · 5.0★ across all reviews · Melbourne-based, Australia-wide
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Buying your first home is the biggest financial decision most people make. We walk you through every step — borrowing capacity, deposit, government schemes, the right lender — so you move forward with confidence, not confusion.
Indicative only. Final capacity confirmed with a strategy call.
Every angle of first home buyers, handled by one team that knows your file.
Federal scheme: buy with a 5% deposit and avoid LMI. Strict eligibility — income caps, property price caps, residency. We confirm eligibility against current criteria.
Victorian first home buyers buying up to $600K pay no stamp duty; up to $750K get a concession. Significant savings — we structure the purchase to qualify.
$10,000 grant for new builds in Victoria. We confirm eligibility and incorporate the grant into your deposit plan.
First Home Super Saver: contribute extra to super and withdraw it for your deposit at tax-advantaged rates. Best for high-income first home buyers.
Lenders Mortgage Insurance lets you buy with less than 20% deposit. Sometimes paying LMI gets you into the market sooner; sometimes saving more is smarter. We model both.
Real pre-approval — not just a generic letter. Solid pre-approval that lasts and gives you confidence to make offers.
Real broker access. Real strategy. Real outcomes.
First home buying involves a lot of new concepts. We take the time to explain — no jargon, no rushing, no upsell.
FHB Guarantee, stamp duty, FHOG, FHSS — overlapping schemes with different criteria. We find the right combination for you.
Some lenders are first-home-buyer friendly; others much less so. We know who suits which profile.
Conveyancing, building inspections, insurance — we connect you with trusted partners so you don't cobble together the team yourself.
Four clear steps — managed end to end, with you in the loop at every stage.
Understand your situation: deposit, income, employment, target suburbs, timeline. Quick assessment of which government schemes you qualify for.
We model your borrowing capacity across multiple lenders, then submit for pre-approval at the best-fit lender for FHBs.
You find the property; we stress-test your offer against the pre-approval, confirm finance and run the contract clauses by you.
Valuation, formal approval, contract finalisation, settlement coordination. You collect the keys; we stay around for any future moves.
30 minutes with Jeff or Moishe. We'll review your position, map your options across 40+ lenders, and give you a clear next step. No script. No upsell.
Jump into our live booking calendar and lock in a 30-minute strategy call with Jeff or Moishe — phone or video, whenever works for you.
Book a Call →Book a 30-minute strategy call. Free. No obligation. Talk to a real broker today.