Jeff & Moishe — Co-directors
Real broker access · 5.0★ across all reviews · Melbourne-based, Australia-wide
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Construction loans work differently from standard home loans — progress payments, multiple valuations, builder contracts and contingencies. We manage all of it, so the build goes smoothly.
Indicative only. Final capacity confirmed with a strategy call.
Every angle of construction loans, handled by one team that knows your file.
Fixed-price builder contract. Lender pays in stages: slab, frame, lockup, fix-out, completion. We coordinate valuations and drawdowns.
Knockdown rebuild or substantial extension. Construction loan covers the build; lender values the property as-if-complete.
Building it yourself (with appropriate licensing). Narrower lender panel, additional risk assessment — we find the lenders who do it.
Buy the land and finance the build with the same loan structure. We coordinate land settlement with construction commencement.
Either path supported — buying a builder's display or commissioning a custom design.
Living in your existing home while building? We structure bridging finance so you don't carry two full mortgages.
Real broker access. Real strategy. Real outcomes.
Construction lending is more complex than standard. We've done many. We know what builders, valuers and lenders need.
We work with your builder to make sure progress claim documentation matches lender requirements. Avoids delays.
Cost overruns, variations, delays — we build contingency into the original loan structure so surprises don't derail you.
Once your build completes, we transition you to the right ongoing loan structure — possibly with a different lender if it suits.
Four clear steps — managed end to end, with you in the loop at every stage.
Block, builder, build cost, timeline. We model the total project including land, build, contingency and fees.
Lender assesses you and the build. Once approved, you sign builder contracts and council approvals come through.
As each stage completes, builder invoices, valuer inspects, lender releases funds. We coordinate timing so the builder isn't kept waiting.
Once complete, we review whether your construction loan should stay or refinance to a sharper ongoing rate.
30 minutes with Jeff or Moishe. We'll review your position, map your options across 40+ lenders, and give you a clear next step. No script. No upsell.
Jump into our live booking calendar and lock in a 30-minute strategy call with Jeff or Moishe — phone or video, whenever works for you.
Book a Call →Book a 30-minute strategy call. Free. No obligation. Talk to a real broker today.