Innovative Lending Solutions
40+ lenders accessed
Direct broker access
Australian Credit Licence #387856
09 · Business

Business finance,
when speed matters.

Working capital, cash flow gaps, business expansion or new opportunities. We arrange unsecured and secured business finance with lenders that move at business pace.

Indicative Rates · Business Loans

Unsecured Business Loan11.40% p.a.
Secured Business Loan7.85% p.a.
Business Overdraft9.50% p.a.

Indicative rates only. Actual rates depend on lender, LVR, file profile and current market. Book a strategy call for precise figures matched to your scenario.

What's covered

Business Loans — end to end.

Every angle of business loans, handled by one team that knows your file.

Unsecured Working Capital

Cash injection without using property as security. Faster settlement (often 24-48 hours), higher rates but no real estate at risk.

Business Line of Credit

Pre-approved facility you draw down and repay as needed. Ideal for managing cash flow timing without locked-in repayments.

Business Overdraft

Linked to your business account — covers timing gaps automatically. Interest only on the overdrawn amount.

Invoice / Debtor Finance

Finance against outstanding invoices. Cash flow timing tool — improve from receiving in 30-90 days to receiving within 24-48 hours.

Trade Finance

Letters of credit, import/export finance, supply chain funding. Specialised lender panel.

Asset-Backed Business Loans

Secured against business plant, equipment or property. Lower rates than unsecured.

Why Wood & Weiss

A different kind of business loans brokerage.

Real broker access. Real strategy. Real outcomes.

Speed when needed

Many business deals are time-sensitive. We have lenders who settle unsecured business loans in 24-48 hours when the file is presented properly.

Self-employed specialists

Real focus on alt-doc and self-employed files. We know how to present complex income to lenders.

Beyond the loan

Business finance often pairs with property, equipment or commercial finance. We see the whole picture, not just one transaction.

No call centres

Real conversations with real brokers. Especially valuable when something unusual comes up mid-process.

How it works

From first call to settlement.

Four clear steps — managed end to end, with you in the loop at every stage.

01

Quick scoping call

A 30-minute conversation on the purpose, amount, urgency, and your business position. Initial lender match within hours.

02

Lender match and proposal

We approach 2-3 most-suitable lenders for indicative terms based on your file. You see the options before committing.

03

Application and approval

Streamlined application — often one-pager plus financials for unsecured. Approvals on standard files within 1-2 business days.

04

Settlement

Funds in your business account. We stay available for follow-up facilities and ongoing review.

FAQ

Business Loans — common questions

How fast can business finance settle?
+
Unsecured business loans can settle in 24-48 hours for clean files. Secured business loans typically 5-15 business days depending on valuation and complexity.
What documents will lenders need?
+
For unsecured: 6 months business bank statements, ID, ATO portal access (or recent BAS), ASIC company extract. For secured: add tax returns and the security documentation.
Do I need to be profitable?
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Unsecured lenders look more at cash flow trends and bank account activity than tax-time profit (since many SMEs minimise tax-time profit). Strong, consistent revenue often matters more than reported profit.
Can I use a business loan to start a business?
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Most business loan lenders require established revenue (typically 6-12 months trading). Startup capital usually comes from personal lending, asset-backed lending, or equity investment.
What are the typical rates?
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Unsecured business loans: 9-15% depending on file strength, term and lender. Secured (property-backed): 7-9%. Overdrafts: 8-12% on drawn balance. Invoice finance: priced as a discount on the invoice value.
Do you charge a fee for business finance?
+
For most secured business finance we're paid commission by the lender. For specialist unsecured, alt-doc or non-standard files, we may charge a service fee — always disclosed and agreed before any work.
Jeff Moishe
Jeff & Moishe — Co-directors Real broker access · 5.0★ across all reviews · Melbourne-based, Australia-wide
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Book a call

Talk to a real broker. Today.

30 minutes with Jeff or Moishe. We'll review your position, map your options across 40+ lenders, and give you a clear next step. No script. No upsell.

  • 30-minute strategy call (phone or video)
  • Borrowing position review and lender matching
  • Written follow-up with clear next steps
  • Direct director access — Jeff or Moishe handles your file

Pick a time that suits you

Jump into our live booking calendar and lock in a 30-minute strategy call with Jeff or Moishe — phone or video, whenever works for you.

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