Rated 5 from 39 Reviews
At Wood & Weiss Finance, we understand the importance of making informed decisions when it comes to investment loans. Whether you're buying a home or looking to expand your investment property portfolio, choosing the right investment loan options is crucial. Our services are designed to help clients in Victoria, access investment loan options from banks and lenders across Australia. With our expertise, you can navigate the complexities of interest rates, lenders mortgage insurance (LMI), and loan to value ratio (LVR) with confidence.
When considering investment loans, understanding interest rates is vital. Interest rates can significantly impact your loan repayments and overall financial situation. At Wood & Weiss Finance, we offer guidance on whether a variable interest rate or a fixed interest rate is more suited to your needs. Variable rates can offer flexibility, while fixed rates provide stability. Additionally, we assist our clients in securing interest rate discounts where possible, ensuring you receive the most competitive rates available.
Another key factor in applying for an investment loan is your credit history. A strong credit history can enhance your borrowing capacity and may lead to better loan terms. We help you assess your credit profile and offer advice on improving it if necessary. Our streamlined application process ensures that you have all the necessary documents, such as bank statements, to support your investment loan application. We understand that each client's financial situation is unique, so we tailor our services to meet your specific needs.
When purchasing your first investment property or growing your investment property portfolio, calculating investment loan repayments accurately is essential. We provide guidance on understanding the loan amount required and how stamp duty will affect your overall costs. We also explain the implications of lenders mortgage insurance (LMI) and how it might impact your loan to value ratio (LVR). By considering these factors, you can make informed decisions about your investment loan options and plan for future growth in the property market.
Wood & Weiss Finance offers a comprehensive approach to investment loans, ensuring that you have access to a wide range of options from banks and lenders across Australia. Our services are designed to make the application process as straightforward as possible, allowing you to focus on building your investment property portfolio. Whether you're calculating investment loan repayments or exploring the property market, our team is here to guide you every step of the way.
If you're ready to explore investment loan options tailored to your needs, contact Wood & Weiss Finance today. Our experienced team will help you understand the intricacies of applying for an investment loan, assess your borrowing capacity, and secure the best interest rates available. With our support, you can confidently enter the property market and achieve your financial goals.
Allow us to delve into the details of your financial situation, objectives, and aspirations.
Ensure the validity of your paperwork and examine your financial standing.
Share with you our inventive lending approaches aimed at helping you achieve your aspirations.
The lender you selected has processed and granted approval for your loan.
Ensuring clarity on all documents before signing and conducting final reviews.
Settlement of your loan is complete. We’re delighted to welcome you to the Wood & Weiss Finance family.
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Periodic check-ins to ensure your setup aligns with your needs and you’re effectively utilising your loan structure.
AP
Angelo Phillipou
Fantastic Company to deal with , they were fast and very efficient with our requirement and found the right product for us . Thank you very much for the speed and efficiency
AP
Andrew Pavlovic
Pleasure working with Moishe, he made sure we got the best deal available, was always contactable and available to answer any questions, would highly recommend Wood & Weiss Finance as your go to Finance guys, will definitely use them again.
GD
Gina Djurcinovski
Jeff was amazing! getting us fantastic rates and willing to fully explain not only the process but any questions we had when re financing our loans. Can’t recommend Wood & Weiss highly enough.
A mortgage broker is a professional who helps you find and secure a home loan. They have access to a wide range of loan products and lenders, saving you time and potentially helping you secure a better deal.
Yes, property investment can be accessible with various budget levels. Our advisors can guide you on strategies like leveraging, diversification, and exploring emerging markets to make the most of your investment regardless of your initial budget.
We get paid by the lender through commissions. This means our service is free for you, as the borrower. We receive a commission based on the loan amount and may also charge additional fees, which will always be transparently disclosed.
The suitability of a property depends on various factors, including location, market trends, and your investment goals. Our advisors consider these factors to recommend properties with the potential for capital growth and rental income.
LMI is insurance that protects the lender if you default on your loan. It is usually required if your deposit is less than 20% of the property’s value. Your mortgage broker can explain LMI, help you assess whether it’s necessary, and explore ways to minimise its impact.
The amount you can borrow depends on various factors, including your income, expenses, credit history, and the lender’s criteria. A mortgage broker can assess your situation and provide an estimate of your borrowing capacity.
Property investment advisory involves expert guidance on selecting, acquiring, and managing investment properties. Our advisors provide tailored advice to help you build and optimize your property investment portfolio for long-term financial growth.
Yes, property investment can be accessible with various budget levels. Our advisors can guide you on strategies like leveraging, diversification, and exploring emerging markets to make the most of your investment regardless of your initial budget.
We conduct a thorough assessment of your financial goals, risk tolerance, and investment horizon. This analysis helps determine whether property investment aligns with your objectives and fits into your overall financial strategy.
Wood & Weiss Pty Ltd ABN: 49 671 532 559. Credit Representative #553605 is authorised under Australian Credit License #387856.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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