Self-employed income. Trust and company structures. Investors past their second property. We're mortgage brokers in Balaclava who invest in property ourselves — so we show you the numbers, name the catches, and tell you plainly when the right answer is to wait.
Indicative only. Final capacity confirmed with a strategy call.
Every situation is different. Pick the one that fits — or get in touch and we'll work it out together.
First home, next home, refinance or upgrade. Owner-occupied lending built around your situation.
Home loans →SMSF commercial property, new-build and co-living — the strategies drawing investors as negative gearing shifts. Plus portfolio growth and equity drawdown.
Investment, SMSF & new builds →Commercial property, acquisition, or working capital — secured and unsecured options.
Commercial finance →Vehicles, equipment, machinery, fleet. Cash-flow-aware structures including chattel mortgage.
Asset & equipment finance →Technology handles the paperwork, comparison and tracking. Strategy and advice stay with you and your broker.
Use the calculator above for an instant capacity estimate, then book a 30-minute strategy call at a time that suits you.
Jeff or Moishe review your file, structure the optimal scenario across 40+ lenders, and present clear, tailored options.
We manage every step — submission, valuation, conditional, formal approval and settlement. You see progress in real time.
Wood & Weiss is a Melbourne-based finance and mortgage brokerage. Our clients are property investors, self-employed professionals and business owners — people whose financial situations don't fit a simple template.
We use modern technology to streamline the parts of lending that should be effortless: document collection, lender comparison, approvals tracking. Then we bring strategy, structure and a human eye to the parts that matter.
You speak with a director on every file. No call centres, no junior handoffs.

Seasoned property investor and advisor. Specialises in first-time investors and tailored acquisition strategy — focused on aligning loan structure to long-term goals.

Highly analytical with a background in non-conforming lending. Works with self-employed clients, small business owners and HNW professionals.
We get to know your goals, situation and timeline — in person or by phone, whatever suits you best.
We match your file to the lender most likely to approve it — and price it sharply — not just whoever is convenient.
Application, documents and lender liaison — all managed for you, with clear updates the whole way through.
We see it through to settlement, then review your loan over time so it stays competitive as your life changes.
A selection of our panel — and growing. Lender selection depends on your individual file, eligibility and lender appetite.
Specific, structural, not generic — the difference between competent brokers and ones who shape your long-term financial position.
You speak with Jeff or Moishe directly — never a junior, never a call centre. Two principals, capped client load, undivided attention from strategy call to settlement and beyond.
We compare your file against the full Australian lending market — major banks, second-tier, non-bank specialists. Lender choice often matters 1-2% more than rate negotiation. That's $5K-$15K a year on a typical mortgage.
Most brokers find you a rate. We structure your loan for the 20-year position — tax-aware splits, offset utilisation, fixed/variable mix, equity drawdown planning. Today's loan supports tomorrow's portfolio.
Self-employed, HNW, multi-property, business owners with trust structures. The files most brokers struggle with are the ones we specialise in. Alt-doc, non-conforming, fast-turnaround — we know the lender panel that fits.
From first-home buyers to commercial property to Asset Finance — Wood & Weiss covers the full lending spectrum, with real broker access on every file.
30 minutes with Jeff or Moishe. We'll review your position, map your options across 40+ lenders, and give you a clear next step. No script. No upsell.
Jump into our live booking calendar and lock in a 30-minute strategy call with Jeff or Moishe — phone or video, whenever works for you.
Book a Call →Book a 30-minute strategy call. Free. No obligation. Talk to a real broker today.