Innovative Lending Solutions
40+ lenders accessed
Direct broker access
Australian Credit Licence #387856
Melbourne city skyline at twilight
Self-employed · Trusts · Investors · Balaclava

The files other brokers
find hard.

Self-employed income. Trust and company structures. Investors past their second property. We're mortgage brokers in Balaclava who invest in property ourselves — so we show you the numbers, name the catches, and tell you plainly when the right answer is to wait.

Jeff Moishe
★★★★★ 5.0 across 59 Google reviews
Talk directly with Jeff or Moishe — no call centres
Borrowing Capacity Calculator
Live
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$
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Estimated Borrowing Capacity
$820,000
Across 28 matched lenders · 30-yr term · 6.5% assessment rate
Best Variable
5.99%
Best Fixed 3Y
6.29%
Repayment
$5,184

Indicative only. Final capacity confirmed with a strategy call.

0.0
Google Rating
0+
5-Star Reviews
0+
Australian Lenders
0%
Director-Handled Files
What you need

Tell us what you're looking to finance.

Every situation is different. Pick the one that fits — or get in touch and we'll work it out together.

A Home

First home, next home, refinance or upgrade. Owner-occupied lending built around your situation.

Home loans →

An Investment

SMSF commercial property, new-build and co-living — the strategies drawing investors as negative gearing shifts. Plus portfolio growth and equity drawdown.

Investment, SMSF & new builds →

A Business

Commercial property, acquisition, or working capital — secured and unsecured options.

Commercial finance →

An Asset

Vehicles, equipment, machinery, fleet. Cash-flow-aware structures including chattel mortgage.

Asset & equipment finance →
Our process

Three steps. No friction.

Technology handles the paperwork, comparison and tracking. Strategy and advice stay with you and your broker.

01

Calculate & book

Use the calculator above for an instant capacity estimate, then book a 30-minute strategy call at a time that suits you.

02

We engineer the strategy

Jeff or Moishe review your file, structure the optimal scenario across 40+ lenders, and present clear, tailored options.

03

Approval to settlement

We manage every step — submission, valuation, conditional, formal approval and settlement. You see progress in real time.

Jeff and Moishe collaborating at Wood & Weiss Finance
Jeff & Moishe — Co-directors
Who we are

Where technology accelerates lending —
and your broker shapes the outcome.

Wood & Weiss is a Melbourne-based finance and mortgage brokerage. Our clients are property investors, self-employed professionals and business owners — people whose financial situations don't fit a simple template.

We use modern technology to streamline the parts of lending that should be effortless: document collection, lender comparison, approvals tracking. Then we bring strategy, structure and a human eye to the parts that matter.

40+
Lenders accessed
100%
Director-handled files
30min
Free strategy call
The team

Two principals. Direct access.

You speak with a director on every file. No call centres, no junior handoffs.

Jeff — Co-Director, Senior Finance Broker and Investment Property Advisor

Jeff

Co-Director · Senior Finance Broker and Investment Property Advisor

Seasoned property investor and advisor. Specialises in first-time investors and tailored acquisition strategy — focused on aligning loan structure to long-term goals.

SMSF
Construction Loans
Commercial Loans
Asset Finance
Property Investment
First-Time Investors
Portfolio Strategy
Moishe — Co-Director, Senior Finance Broker

Moishe

Co-Director · Senior Finance Broker

Highly analytical with a background in non-conforming lending. Works with self-employed clients, small business owners and HNW professionals.

Self-Employed
Non-Conforming
High Net Worth Lending
Our process

From first chat to settlement — we handle it

1

A free, no-obligation chat

We get to know your goals, situation and timeline — in person or by phone, whatever suits you best.

2

We compare 40+ lenders

We match your file to the lender most likely to approve it — and price it sharply — not just whoever is convenient.

3

We handle the paperwork

Application, documents and lender liaison — all managed for you, with clear updates the whole way through.

4

Settlement, and beyond

We see it through to settlement, then review your loan over time so it stays competitive as your life changes.

Book your free chat →
40+ lenders & partners on the panel

A panel of Australia's leading lenders & partners.

Commonwealth Bank
Pepper Money
ScotPac
Westpac
Wisr
Liberty
Judo Bank
ANZ
Latitude Financial
Bendigo Bank
Prospa
Resimac
NAB
Teachers Mutual Bank
Banjo Loans
Macquarie
La Trobe Financial
MoneyPlace
ING
Moula
Firstmac
Suncorp
UniBank
Allianz
Bank of Melbourne
RedZed
Shift
AMP
Brighten
Heartland Bank
St.George
Health Professionals Bank
Skip
Bankwest
Bluestone
Deposit Power
ME Bank
ORDE Financial
Alex.Bank
MyState Bank
Firefighters Mutual Bank
WLTH
Azora
Paramount Mortgages
ALI Group

A selection of our panel — and growing. Lender selection depends on your individual file, eligibility and lender appetite.

Why Wood & Weiss

Four reasons clients stay with us across multiple loans.

Specific, structural, not generic — the difference between competent brokers and ones who shape your long-term financial position.

01

Director on every file

You speak with Jeff or Moishe directly — never a junior, never a call centre. Two principals, capped client load, undivided attention from strategy call to settlement and beyond.

02

40+ lender benchmark

We compare your file against the full Australian lending market — major banks, second-tier, non-bank specialists. Lender choice often matters 1-2% more than rate negotiation. That's $5K-$15K a year on a typical mortgage.

03

Structural thinking

Most brokers find you a rate. We structure your loan for the 20-year position — tax-aware splits, offset utilisation, fixed/variable mix, equity drawdown planning. Today's loan supports tomorrow's portfolio.

04

Complex files welcome

Self-employed, HNW, multi-property, business owners with trust structures. The files most brokers struggle with are the ones we specialise in. Alt-doc, non-conforming, fast-turnaround — we know the lender panel that fits.

Full service

Every kind of finance.
One team.

From first-home buyers to commercial property to Asset Finance — Wood & Weiss covers the full lending spectrum, with real broker access on every file.

Social proof

Results that compound.

40+
Lenders accessed
5.0
Average client rating
30min
Free strategy call
100%
Direct director access
Google Reviews
★★★★★5.0· Based on 59 reviews
Write a review →
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Book a call

Talk to a real broker. Today.

30 minutes with Jeff or Moishe. We'll review your position, map your options across 40+ lenders, and give you a clear next step. No script. No upsell.

  • 30-minute strategy call (phone or video)
  • Borrowing position review and lender matching
  • Written follow-up with clear next steps
  • Direct director access — Jeff or Moishe handles your file

Pick a time that suits you

Jump into our live booking calendar and lock in a 30-minute strategy call with Jeff or Moishe — phone or video, whenever works for you.

Book a Call →
Opens book.woodandweiss.com.au · secure online scheduling
Trusted partners

Aligned with specialists across accounting, conveyancing and insurance

Elite Accounting Solutions Accounting & Tax Fastrack Conveyancing Conveyancing Ogle Advisers Life Insurance
FAQ

Got questions?

How much can I borrow?
+
Your borrowing capacity depends on income, expenses, credit history and the specific lender's criteria. Our calculator gives an instant indication. A strategy call gives a precise figure aligned with the lenders most likely to approve your file.
Do you charge fees?
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For most loans we are paid commission by the lender when your loan settles — our service is free to you. For complex or specialist files we sometimes charge a service fee, which is always disclosed and agreed up front before any work begins.
Can you help self-employed borrowers?
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Yes — it's a core focus. Self-employed clients, small business owners and HNW professionals benefit most from our alt-doc and non-conforming lending expertise.
What is LMI and when does it apply?
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Lenders Mortgage Insurance protects the lender if you default. It typically applies when your deposit is less than 20% of the property value. We'll show you ways to minimise or avoid it where possible.
Is property investment accessible at smaller budgets?
+
Yes. We guide investors at every entry point with strategies including leverage, diversification and emerging-market exposure — calibrated to your goals and risk tolerance.
How long does the process take?
+
From strategy call to formal approval typically 2-4 weeks depending on lender, valuation timing and complexity. Asset and equipment finance can settle in days. We give you a clear timeline at the outset.

Ready to make a move?

Book a 30-minute strategy call. Free. No obligation. Talk to a real broker today.