Commercial Loans

Purchase a property, equipment or business with a Commercial Loan organised by a Finance & Mortgage Broker at Wood & Weiss Finance

Rated 5 from 39 Reviews

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Whether it's to purchase a property, equipment or business, we're here to help

At Wood & Weiss Finance, we understand the unique financial needs of businesses in Victoria. Commercial loans are vital tools that empower businesses to seize opportunities and achieve growth. Whether you're looking to buy commercial property, expand your business, or upgrade equipment, understanding your commercial finance options is crucial. Our expertise lies in helping you access commercial loan options from banks and lenders across Australia, tailored to your specific requirements.

Securing the right commercial loan begins with understanding the various types available. At Wood & Weiss Finance, we offer insights into both secured and unsecured commercial loans. Secured commercial loans involve using assets like property as collateral, which can often lead to more favourable interest rates. On the other hand, unsecured commercial loans don't require collateral but might come with higher interest rates. Understanding these options helps you make informed decisions about loan structures that align with your business goals.

When applying for a commercial loan, factors like interest rate, loan amount, and loan structure play a crucial role. Our streamlined application process ensures that you can focus on what matters most—your business. We work closely with you to determine the optimal loan amount, ensuring it aligns with your financial capabilities and business plans. Whether you're buying commercial land or an industrial property, our team guides you through every step, ensuring a smooth experience.

Flexible loan terms are essential for businesses with varying cash flow needs. At Wood & Weiss Finance, we provide flexible repayment options that accommodate your business's financial situation. Choose between variable interest rates, which fluctuate with market conditions, or fixed interest rates for consistent monthly payments. Additionally, features like progressive drawdown and revolving lines of credit offer the flexibility to access funds as needed, supporting ongoing projects or operational expenses.

For businesses looking to buy commercial property or expand their operations, commercial property finance is a key consideration. With our expertise, you can confidently explore options for buying commercial property or upgrading existing facilities. The ability to redraw funds and adjust your loan as your business grows further enhances the versatility of your financial strategy.

Wood & Weiss Finance also recognises the importance of keeping equipment up to date. Whether you're buying new equipment or upgrading existing assets, our commercial finance solutions support your needs. Flexible loan terms and repayment options ensure that investing in your business's future doesn't strain your finances.

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Reviews for Wood & Weiss Finance

AP

Angelo Phillipou

Fantastic Company to deal with , they were fast and very efficient with our requirement and found the right product for us . Thank you very much for the speed and efficiency

AP

Andrew Pavlovic

Pleasure working with Moishe, he made sure we got the best deal available, was always contactable and available to answer any questions, would highly recommend Wood & Weiss Finance as your go to Finance guys, will definitely use them again.

GD

Gina Djurcinovski

Jeff was amazing! getting us fantastic rates and willing to fully explain not only the process but any questions we had when re financing our loans. Can’t recommend Wood & Weiss highly enough.

Frequently Asked Questions

What is a mortgage broker, and why should I use one?

A mortgage broker is a professional who helps you find and secure a home loan. They have access to a wide range of loan products and lenders, saving you time and potentially helping you secure a better deal.

Can I invest in property with a limited budget?

Yes, property investment can be accessible with various budget levels. Our advisors can guide you on strategies like leveraging, diversification, and exploring emerging markets to make the most of your investment regardless of your initial budget.

How do we get paid?

We get paid by the lender through commissions. This means our service is free for you, as the borrower. We receive a commission based on the loan amount and may also charge additional fees, which will always be transparently disclosed.

What types of properties make good investments?

The suitability of a property depends on various factors, including location, market trends, and your investment goals. Our advisors consider these factors to recommend properties with the potential for capital growth and rental income.

What is Lenders Mortgage Insurance (LMI), and do I need it?

LMI is insurance that protects the lender if you default on your loan. It is usually required if your deposit is less than 20% of the property’s value. Your mortgage broker can explain LMI, help you assess whether it’s necessary, and explore ways to minimise its impact.

How much can I borrow for a home loan?

The amount you can borrow depends on various factors, including your income, expenses, credit history, and the lender’s criteria. A mortgage broker can assess your situation and provide an estimate of your borrowing capacity.

What is property investment advisory, and how can it benefit me?

Property investment advisory involves expert guidance on selecting, acquiring, and managing investment properties. Our advisors provide tailored advice to help you build and optimize your property investment portfolio for long-term financial growth.

Can I invest in property with a limited budget?

Yes, property investment can be accessible with various budget levels. Our advisors can guide you on strategies like leveraging, diversification, and exploring emerging markets to make the most of your investment regardless of your initial budget.

How do I determine if property investment is suitable for me?

We conduct a thorough assessment of your financial goals, risk tolerance, and investment horizon. This analysis helps determine whether property investment aligns with your objectives and fits into your overall financial strategy.

Ready to get started?

Book a chat with a Finance & Mortgage Broker at Wood & Weiss Finance today.